We paid cash for a new (to us) car

According to the dealership where we purchased our new (to us) car, it is getting more and more difficult for dealers to buy up used cars at auto auctions.  With our economy being in the state that it is more and more people are driving their cars until the wheels fall off, and less and less people are leasing and buying new vehicles.  So there are less cars to be auctioned off. 

Since my husband and I are now on the Dave Ramsey plan, the author of The Total Money Makeover: A Proven Plan for Financial Fitness, after taking his program Financial Peace University this past winter.  We are now budgeting and paying cash for items like champs!...