The negative connotations of frugality are undeserved when you understand the true meaning of the word. But true frugality is not just about coupon clipping, nor is it about deprivation. For the poor, frugality is the only road to prosperity. But when the rich practice frugality (and some do) it is called "voluntary simplicity". On a large scale it is called sustainability. Frugality is for everyone if it is done right.
My husband and I – we know debt. Married for just about 18 years, but together for 23, we know what its like to live check to check. We know what its like to have an unscrupulous employer not pay for a job well done, we know what its like to owe Uncle Sam (I don’t recommend it). Over the years, I’ve listened to lots of people talk, watched what other people did with their money, read a little, and tried to accumulate all those bits and pieces into a financial philosophy that works for us. Here are some of the things I’ve learned:
I was reading through all the blog posts on SeededBuzz to get an idea of which blog types are getting buzzed. I’ve only planted 2 Seeds, buzzed once, but I've never been buzzed. Scrolling through the Seeds I realize I’m not alone in the UNBUZZED category, lol.
We had a dream……and in that dream we saw Greed standing alone in front of the panoramic window of his imperial penthouse suite perched near the top of The Palm Hotel-Atlantis in Dubai. He gazed out at the glistening Persian Gulf with disconsolation, and tried to shake off the gnawing irritation he felt at the fact that the only palm frond island he could see from his luxurious living room was the Palm Jumeirah. ...
I love teaching others how to coupon. It's has quickly become a big passion and love of mine. I think it has to deal with helping others get to a better place. This economy sucks, but we can fight against the norm. That is why I teach couponing classes and why I am offering to sell completed coupon binders. The only thing you will need to put in the are the coupons! They will even come with a booklet filled with my top tips for maximizing yout money!
As the winter holiday season approaches it is time to start thinking about a strategy for gift giving if you want to keep it frugal and green. The suggestions in this blog will help those short on cash as well as those who want to lessen their environmental impact.
Saving money on grocery shopping can be a great way to make a huge impact on the family budget. This group of blog posts provides several tips on how to save on the grocery store. Many of the tips involve using coupons, but there are lots of tips for those of you who don't like to use coupons as well.
An article on the merits and pitfalls of bulk buying, as well as seasonal produce, reducing kitchen waste and how to stock your pantry, among other money saving tips to use in your home.
In the UK, millions are failing to keep up with their mortgage repayments and are using credit cards to make repayments!
The knock on effects of this are discussed in this post and we'd love you to read it and give us your views.
I appreciate you may be blogging from the US or other countries, but the credit crunch was global and I am guessing your country is suffering to. True?
Our post talks about UK homeless charities like Shelter and debt charities like the CCCS. Perhaps you could do a round up of the best sources of non-commercial help in your country.
If you embrace the saying “Two things in life are certain: death and taxes” and you own a business, it is a good idea to put a plan in place to protect the business. You protect the business not only when you own and operate it but just as importantly when you decide it is either time to sell so you get the best and highest price possible or if you decide to transfer it to your children or employees, it is in the best condition possible.
I'm not Pedro, I'm Shannyn- but I am rallying for your votes! I'm a finalist for Best Frugality Blog for the 2nd Annual Plutus Awards. I can't dance, but I can YouTube it up like nobody's business, and your help is so greatly appreciated- so if you vote expect good karma to come your way instantly. :)
Now, if you are reading this and you are a network marketer or you are just gathering information before you get involved, then allow me to take the next couple of minutes to provide you with my three logical explanations why network marketing will always work.
Is it true that there are good and bad credit cards to help get a consumer out of debt? From what I have read Orchard Bank, Capital One secured credit card from MasterCard, Navy Federal's Secured Card, Citi Secured MasterCard, Mango prepaid Mastercard, Capital One Cash rewards for newcomers, Open Sky Secured Visa Card are all good creditors to help get the consumer out of debt.
The Hobby Loss Rule of Thumb basically says if a business reports a net profit in 3 out of the last 5 years it is presumed to be a for-profit business.
Upon first visiting the site I thought that it was a very clean website that has used a fairly good amount of graphics with a very nice loading time that was fairly fast compared to most GPT sites that I have used. The design itself I believe is a bit too basic, I would of liked to see something other than a plain white background. I have noticed that there are also red boxes around two of them and not the other one, which I believe would look more professional with consistency of the design.
Hey friends, Justin Hammonds here I have a blog post of great value! If you have a significant other, are looking for one, or you want to keep more money in your wallet, then this post is for you. Please share and boormark for easy reference. http://everydaymoney.ws/11-money-management-tips-for-young-couples/
Perhaps you're familiar with Dave Ramsey and (or) the envelope system of budgeting he recommends. The problem with having multiple envelopes is that they have a tendency to fall all over the place, so he sells an “envelope wallet,” which is basically a little bound book of envelopes. But it’s boring. Inspired by a couple other bloggers, I decided to make a prettier version. Find out how in this post.
Nobody likes to waste food, but nearly everyone does. Here are the major reasons why, complete with practical solutions. Like everything else this bad habit does take a little work to overcome, but the results are worth it.
If you are going to Appeal an Innocent Spouse Claim with the IRS check out this post. The rules are different for states referred to as 'common law' states.....
Unlike financial advisers, economists aren't likely to verbally spank financially clumsy folks such as myself. Rather, they just want to figure out how people behave in general, and aggregate and generalize these observations. That being said I encourage my fellow readers and bloggers to share debt resolutions. No judgment here.
Valentine's Day is a tough day for singles. It's also kind of stupid. But one of my highlights is watching men and their quest to stay out of the doghouse on this day.
